Build and Grow Your Business with Our Invoice Factoring Services
When looking for extra cash to manage your business financing, our factoring solution designed for B2B businesses of all sizes and virtually all industries is a reliable alternative to small and large business loans. It’s all about buying your accounts receivable and managing them for you to give you the funds you need to keep going and grow. With more than 20 years of industry experience and competitive rates and flexible terms and conditions, at Working Capital of America, we are confident in our ability to help you achieve success.
The Invoice Factoring Process
Our application process is significantly shorter than what you’d expect with a bank. It takes just 30 seconds to fill the online form and between 48 to 72 hours for us to approve your company. Our accounts receivable financing is based on your customers’ ability to pay their bills, making it suitable for businesses that are just starting out and ones that have had financial difficulties in the past.
We’ve made the purchase of your invoices an extremely quick process, paying you up to 95% of their face value on the same day via a wire transfer. The other option is for you to receive next business day ACH funding. You can use the cash advance as an unsecured business line of credit. We work with companies of various sizes and can provide AR financing up to $5 million.
At WCA, our accounts receivable managers have extensive experience and know how to handle all specifics of this process, ensuring that the invoices will be paid on time under the original terms. When we receive the full invoice amount, we will transfer the remainder to you while deducting our service fee. With our competitive rates starting at 1%, you can use our receivables financing solution anytime when you need cash to keep your operations up and running.
Endless Opportunities for Growth
You can use our invoice factoring services not only when you struggle to manage your company’s cash flow and cover the operating expenses. Take up larger orders with the help of our purchase order financing solution which enables you to get the materials that you need and possibly even expand your capacity temporarily or permanently. This is the path to gaining a more competitive market position and stronger reputation and achieving sustainable growth.
You want to put more money into marketing and advertising or to deal with seasonal fluctuations in demand? We’ve got you covered with our affordable solutions often referred to as invoice loans. Being able to respond adequately to changes in the market is what makes good businesses great.
Easily Accessible for Any B2B Company
Achieve better cash flow management and improve your cost efficiency and business operations with our invoice factoring service. At Working Capital of America, our expert consultants are available to tailor the ideal receivables financing solution for your business even if you have bad credit or no credit history. We are readily available to help small businesses and startups that dream big. Apply now or contact us to obtain a no-obligation quote.